Business Continuity Insurance against loss of business income
A business continuity insurance policy protects your company from a business loss caused by fire, flood, theft and other serious damages to prevent you from trading. This can cripple a large well-run business let alone a start-up or SME, to stretch their resources to the limit. A Business Continuity Insurance policy is specifically designed to deal with such an event.
What does a Business Continuity Insurance provide
A typical business continuity insurance policy provides support to your business for the impact of any type of business interruption. Our business continuity policy advisers will carefully assess your risks and liabilities and tailor them to your particular needs and circumstances. Managing a crisis caused by fire, floods, theft and other serious damages is made a lot simpler with a Business Continuity Insurance policy.
Free Services to ClientsAs part of our overall service, Sturdy Edwards Insurance Brokers provide to clients, as standard, professional advice and clear and timely guidance on the scope and type of insurance cover required. Price is of course a major factor and we will work to a budget to recommend a package of insurance protection for you and your family and/or business.
Risk ManagementWe can offer advice and provide materials for businesses and organisations to assist with health and safety and risk management, such as risk assessments for fire, electrical inspections, working at height and more. We will work with you to help reduce the likelihood of a claim, which sits well with insurance companies and helps to keep premiums down.
Disaster RecoveryWhilst insurance claims money may pay for losses, the recovery from a major loss involves far more than just cash.
You will need to keep staff and customers informed, make provision for continuous trading, albeit at a reduced level, and a host of other issues that would be prudent to anticipate beforehand.