Insuring Schools and Charities
We specialise in insuring schools and charities; their staff, buildings and property.
Arranging insurance for the schools and charities sector, from buildings to staff absence, public liability to health and safety advice, requires specialist knowledge and expertise. Our schools’ insurance team have in-depth and expert knowledge of the education sector and the many insurable risks associated with it.
On the other hand, if you are looking to insure a charity, “not for profit” or voluntary organisation, we can help find the specialist insurance protection you need. With access to some of best known and priced charity insurance products on the market, we will arrange an insurance policy tailored to your specific exposures and risks. At the same time, we can arrange charity trustee indemnity insurance and charity public liability cover and all at a very competitive premium.
We use our long-established connections with the country’s major insurance companies, the London and Lloyds markets to ensure our school and charity clients are protected by robust and competitive insurance throughout the year.
Insurance Protection can be arranged to cover -
- Business interruption
- Cyber risks
- Employers’ liability – for injured employees
- Governors’ and trustees’ liability
- Legal expenses
- Products liability – for food, drink and items sold
- Professional indemnity
- Property damage to buildings, contents and computers
- Public liability
Free Services to ClientsAs part of our overall service, Sturdy Edwards Insurance Brokers provide to clients, as standard, professional advice and clear and timely guidance on the scope and type of insurance cover required. Price is of course a major factor and we will work to a budget to recommend a package of insurance protection for you and your family and/or business.
Risk ManagementWe can offer advice and provide materials for businesses and organisations to assist with health and safety and risk management, such as risk assessments for fire, electrical inspections, working at height and more. We will work with you to help reduce the likelihood of a claim, which sits well with insurance companies and helps to keep premiums down.
Disaster RecoveryWhilst insurance claims money may pay for losses, the recovery from a major loss involves far more than just cash.
You will need to keep staff and customers informed, make provision for continuous trading, albeit at a reduced level, and a host of other issues that would be prudent to anticipate beforehand.