Insurance for Schools and Charities
We have access to Lloyds of London and other major insurers to deliver a very specialised insurance service to protect all our school and charity clients with robust and competitive insurance throughout the year.
Sturdy Edwards Insurance Brokers arrange insurance for schools and charities and their staff, buildings and property. Using our knowledge and expertise in this sector we arrange specialised cover and protection for staff absence, public liabilities, employers’ liabilities and health and safety at work advice. Our schools’ insurance team provide their in-depth knowledge of the education sector and the many insurable risks associated with type of insurance.
Our “not for profit” or “voluntary sector” charities team can help you find the specialist insurance protection for your charity. With access to some of best known and affordable insurance for the charity sector we can arrange to tailor each to your particular needs and risks. We can also arrange charity trustee indemnity insurance and charity public liability cover for those will more specific needs, all at competitive premiums.
Insurance Protection can be arranged to cover -
- Business interruption
- Cyber risks
- Employers’ liability – for injured employees
- Governors’ and trustees’ liability
- Legal expenses
- Products liability – for food, drink and items sold
- Professional indemnity
- Property damage to buildings, contents and computers
- Public liability
Free Services to ClientsAs part of our overall service, Sturdy Edwards Insurance Brokers provide to clients, as standard, professional advice and clear and timely guidance on the scope and type of insurance cover required. Price is of course a major factor and we will work to a budget to recommend a package of insurance protection for you and your family and/or business.
Risk ManagementWe can offer advice and provide materials for businesses and organisations to assist with health and safety and risk management, such as risk assessments for fire, electrical inspections, working at height and more. We will work with you to help reduce the likelihood of a claim, which sits well with insurance companies and helps to keep premiums down.
Disaster RecoveryWhilst insurance claims money may pay for losses, the recovery from a major loss involves far more than just cash.
You will need to keep staff and customers informed, make provision for continuous trading, albeit at a reduced level, and a host of other issues that would be prudent to anticipate beforehand.