The claimant can use the money awarded to assist in paying for any required specialist medical care, repay outstanding debts and to generally help with their financial security at a time of worry and stress. Some policies will include critical illness insurance for children and others to combine with a life insurance policy so please ask if this is of interest.

Once diagnosed the claimant will normally receive a one-off lump-sum payment to use for specialist medical care, repay outstanding debts and to help with their over financial security. Some policies will include critical illness insurance for children and others may combine with a life insurance policy. Please ask our qualified advisors for advice on this.

We insure you for Income Protection

Another type of insurance is Income Protection. As the title suggests this gives financial security at a time of loss of income, possibly due to long term sickness. Income protection policies typically pay out a monthly income after you have been unable to work for a period of time, known as the ‘deferred period’ and which is usually a certain percentage of earnings for a set number of years.

Please contact us for advice on our critical illness and income protection policies.