Investment and Wealth Management
Independent advice for clients investing a lump sum, building wealth or reviewing an established portfolio. Recommendations take account of your objectives, timescale, attitude to risk and capacity for loss.
We provide independent financial advice to individuals, families and businesses from our office in East Grinstead, West Sussex.
Our qualified advisers can help with investments, pensions, retirement planning, mortgages and financial protection. Whether you require advice on one particular matter or need to coordinate several areas of your finances, we begin by understanding your circumstances and what you want to achieve.
Sturdy Edwards Financial Services has an established history of helping clients make important financial decisions with clarity and care. Our advice is based on a detailed assessment of your needs rather than a preference for one provider or a standard solution.
As independent financial advisers, we can consider suitable options from across the relevant market when making a personal recommendation. We explain why an option has been recommended, the costs and risks involved and how it relates to your wider plans.
Sturdy Edwards (Financial Services) Limited is authorised and regulated by the Financial Conduct Authority. Our FCA reference number is 190659.
Meet our financial adviser team or view Sturdy Edwards on the Financial Services Register .
Financial decisions are often connected. A pension decision may affect retirement income, while a mortgage can create a need for family and income protection. Our services can address one particular requirement or form part of a coordinated financial plan.
For a complete overview, visit our financial advice services page.
Independent advice for clients investing a lump sum, building wealth or reviewing an established portfolio. Recommendations take account of your objectives, timescale, attitude to risk and capacity for loss.
Advice on personal pensions, workplace pensions, SIPPs and company contributions, including reviews of pensions accumulated with previous employers.
Structured planning to help you understand your expected retirement income, expenditure, pensions and other assets before making decisions about later life.
Mortgage advice for first-time buyers, home movers and clients considering a remortgage, based on affordability, circumstances and longer-term plans.
Advice on life insurance intended to protect a family, mortgage, income or other financial responsibilities following death.
Protection designed to provide a lump sum following a qualifying critical illness or replace part of your income if illness or injury prevents you from working.
The value of investments and pension investments and the income from them can fall as well as rise. You may receive back less than the amount invested.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Financial protection policies have terms, conditions and exclusions. Pension and tax rules depend on individual circumstances and may change.
There is no single point at which everyone should speak to a financial adviser. Advice may be valuable when a decision could have lasting financial consequences or when existing arrangements have become difficult to understand or manage.
Clients commonly contact us when they are:
You do not need to have every objective decided before contacting us. Part of our role is to help establish priorities and identify which matters need attention first.
A financial review allows us to understand your circumstances before recommending any action. The process will vary according to the advice required, but it will normally include the following stages.
We discuss your objectives, immediate concerns and the type of advice you may require.
We gather details of your income, expenditure, assets, liabilities and existing financial arrangements.
We assess your requirements and research appropriate planning options and products.
We explain what is being recommended, why it may be suitable and what risks, costs and limitations apply.
If you decide to proceed, we help implement the agreed arrangements and explain any ongoing service that may be appropriate.
Before proceeding, we will explain the service being proposed and any relevant charges.
Our office is located at 191-193a London Road, East Grinstead, West Sussex. We advise clients locally and across neighbouring areas of Surrey and Kent.
Find out more about financial advice in:
Please contact us if your location is not listed. The suitability of our service will depend on the advice required rather than solely on where you live.
Our free guide introduces life insurance, critical illness cover, income protection, wills and powers of attorney.
An independent financial adviser assesses your circumstances, objectives and existing arrangements before researching suitable options from across the relevant market and making a personal recommendation.
Yes. Depending on the advice required, we can review existing investments, pensions, mortgages and protection policies. A review does not automatically mean that an existing arrangement should be replaced.
Yes. Advice can focus on a particular requirement where appropriate. If the decision has an important effect on another area of your finances, we will explain that connection.
An ongoing service may be available where regular reviews are appropriate. We will explain what the service includes, how reviews will be provided and what it will cost before an ongoing arrangement begins.
Our office is at 191-193a London Road, East Grinstead, West Sussex, RH19 1HA. We serve clients across West Sussex, Surrey, Kent and surrounding areas.
If you would like greater clarity about your investments, pensions, retirement plans, mortgage or financial protection, our advisers are available to discuss your requirements.
Please contact Sturdy Edwards Financial Services to arrange an initial discussion.
Please contact us to find out how we can help.