Independent Financial Advisers Serving Crawley
Sturdy Edwards Financial Services provides independent financial advice to individuals, families and businesses in Crawley, Gatwick and surrounding areas of West Sussex.
Our qualified advisers can help with investments, pensions, retirement planning, mortgages and financial protection. Advice can address one particular financial decision or coordinate several areas as part of a longer-term plan.
We also serve clients in Three Bridges, Pound Hill, Maidenbower, Copthorne and nearby communities. Our office is based in East Grinstead, and clients can contact us to discuss the meeting arrangements available.
Financial Reviews for Crawley Clients
A financial review begins with understanding your present circumstances and what you want to achieve. We discuss your income, expenditure, assets, liabilities and existing financial arrangements before recommending any action.
For clients whose careers have involved several employers, this may include reviewing multiple workplace pensions and protection benefits. Business owners may need to consider the relationship between company and personal finances.
We explain the proposed service, the information required and any relevant charges before you decide whether to proceed.
Investment and Wealth Management Advice
We advise clients who are investing a lump sum, building wealth over time or reviewing an established portfolio.
Before making a recommendation, we consider your objectives, investment timescale, attitude to risk, capacity for loss and whether you may need access to the money.
Appropriate options may include ISAs, collective investments, investment bonds and managed portfolios. We explain how each recommendation works, the risks and charges involved and how it fits with your wider financial position.
Where an ongoing service is appropriate, its scope, review frequency and cost will be explained before it begins. Reviews cannot guarantee investment performance or prevent losses.
Pension and Retirement Planning
Changing employers can leave an individual with several workplace pensions administered by different providers. A review can help establish what each arrangement provides, how it is invested and whether it remains appropriate.
We advise on personal pensions, workplace pensions, SIPPs and company contributions. Existing pensions can contain guarantees and other valuable benefits, so consolidation will not automatically be suitable.
For clients approaching retirement, we can assess likely expenditure, expected income and the available options for accessing eligible pension benefits. These decisions involve different levels of flexibility, certainty, taxation and investment risk.
Learn more about company and private pension advice or explore retirement planning .
Mortgage Advice in Crawley
We provide mortgage advice for first-time buyers, home movers and existing homeowners considering a remortgage.
Our advisers assess your income, regular expenditure, deposit, existing commitments and future plans before researching suitable mortgage options from the lenders and products available to us.
We explain fixed, variable and tracker rates, repayment structures, product fees, early repayment charges and other relevant conditions. All mortgages remain subject to lender criteria, status and an acceptable property valuation.
Learn more about independent mortgage advice or use our mortgage repayment calculator .
Life Insurance and Financial Protection
Protection planning considers how your mortgage, bills and family responsibilities would be managed following death, serious illness or an extended period away from work.
We advise on life insurance, critical illness cover and income protection. Before making a recommendation, we consider your income, expenditure, savings, dependants and any protection already provided through employment.
Income protection for illness or injury should not be confused with unemployment or redundancy insurance. We explain what each recommended policy covers, its exclusions and the circumstances in which a claim may be paid.
Learn more about life insurance and family protection or critical illness and income protection .
Important Information
The value of investments and pension investments and the income from them can fall as well as rise. You may receive back less than the amount invested.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Financial protection policies have terms, conditions and exclusions. Pension and tax rules depend on individual circumstances and may change.
How We Work with Crawley Clients
Our advice begins with an understanding of your circumstances and objectives. We then gather the information needed to assess your existing arrangements and research appropriate options.
The process will normally include:
- Discussing your requirements and priorities
- Gathering information about your financial position
- Reviewing relevant existing arrangements
- Assessing risk, affordability or protection needs
- Researching appropriate options
- Explaining our recommendation, including risks and costs
- Implementing the agreed arrangements
- Providing ongoing reviews where appropriate
Some clients require advice on one particular matter. Others need continuing support to monitor investments, prepare for retirement or adapt their financial plans as circumstances change.
The proposed service, any ongoing review arrangement and relevant charges will be explained before you decide whether to proceed.
Serving Crawley, Gatwick and Nearby Communities
We advise clients in Crawley, Gatwick, Three Bridges, Pound Hill, Maidenbower, Copthorne and surrounding areas of West Sussex.
Our office is located at:
Sturdy Edwards Financial Services Limited191-193a London Road
East Grinstead
West Sussex
RH19 1HA
Telephone: 01342 313733
Please contact our team in advance to discuss your requirements and the meeting arrangements available.
Independent and FCA-Regulated Financial Advisers
As independent financial advisers, we can consider suitable options from across the relevant market when making a personal recommendation. Independence does not mean that every available product will be suitable.
Our recommendations are based on your circumstances, needs and objectives. We explain why an option has been recommended and what risks, costs and limitations need to be considered.
Sturdy Edwards (Financial Services) Limited is authorised and regulated by the Financial Conduct Authority. Our FCA reference number is 190659.
Meet our financial adviser team or view Sturdy Edwards on the Financial Services Register .
Financial Advice in Crawley: Frequently Asked Questions
Do You Provide Financial Advice in Crawley?
Yes. We serve individuals, families and businesses in Crawley, Gatwick and surrounding West Sussex communities.
Can You Review Several Workplace Pensions?
Yes. Pensions from current and previous employers can be reviewed to assess their benefits, investment arrangements, charges and suitability. A review does not automatically mean that the pensions should be combined.
Can You Help First-Time Buyers in Crawley?
Yes. We can help first-time buyers understand affordability, deposits, mortgage types, associated costs and the application process. Any mortgage remains subject to lender criteria and an acceptable property valuation.
Can I Receive Advice on One Financial Matter?
Yes. Advice can focus on a particular requirement where appropriate. If the decision affects another important area of your finances, we will explain the connection.
Where Is the Nearest Sturdy Edwards Office?
Our office is at 191-193a London Road, East Grinstead, West Sussex, RH19 1HA. Please contact us in advance to discuss meeting arrangements.
Contact Our Financial Advisers Serving Crawley
If you are based in Crawley, Gatwick or a surrounding area and would like advice on investments, pensions, retirement planning, mortgages or financial protection, our advisers are available to discuss your requirements.
Please contact Sturdy Edwards Financial Services to arrange an initial financial discussion.
Contact Sturdy EdwardsWe help clients to arrange mortgages, give independent investment guidance on ISAs
Please contact us to find out how we can help.