Independent Financial Advisers in East Grinstead
Sturdy Edwards Financial Services is based in East Grinstead and provides independent financial advice to individuals, families and businesses across the town and surrounding communities.
Our qualified advisers help clients make informed decisions about investments, pensions, retirement, mortgages and financial protection. Advice can focus on one particular requirement or consider several connected areas as part of a wider financial plan.
Our office is located at 191-193a London Road, East Grinstead, West Sussex, RH19 1HA. We also regularly assist clients from Forest Row, Lingfield, Dormansland, Crawley Down, Ashurst Wood and other nearby areas.
Financial Reviews at Our East Grinstead Office
A financial review gives us the opportunity to understand your present circumstances before recommending any action. We discuss your income, expenditure, assets, liabilities, existing arrangements and future priorities.
Some clients contact us about one immediate decision, such as reviewing a pension or arranging a mortgage. Others need help coordinating investments, retirement planning and family protection.
We explain the proposed service, the information required and any relevant charges before you decide whether to proceed.
Investment and Wealth Management Advice
We provide independent investment advice for clients investing a lump sum, building wealth over time or reviewing an existing portfolio.
Before making a recommendation, we consider your objectives, intended investment period, attitude to risk, capacity for loss and need for access to the money. We also examine existing investments and how the proposed strategy fits with your wider financial position.
Investment options may include ISAs, collective investments, investment bonds and managed portfolios where appropriate. We explain the purpose, risks, charges and tax considerations associated with the recommendation.
Pension and Retirement Planning
Our advisers help clients understand personal pensions, workplace pensions, SIPPs and pensions accumulated with previous employers. A review can establish what benefits are available, how the funds are invested and whether the arrangements remain aligned with your retirement objectives.
As retirement approaches, we can help assess expected expenditure, available income and the options for accessing eligible pension benefits. These may include drawdown, annuities, lump sums or a combination of approaches.
A pension review does not automatically mean that a pension should be transferred. Existing arrangements can contain guarantees and other valuable benefits that would be lost following a transfer.
Learn more about company and private pension advice or explore retirement planning .
Mortgage Advice in East Grinstead
We provide mortgage advice for first-time buyers, home movers and existing homeowners considering a remortgage.
Our advisers assess your income, expenditure, deposit, existing borrowing and future plans before researching suitable options from the lenders and mortgage products available to us.
We explain the interest rate, repayment structure, product fees, early repayment charges and other relevant conditions. All mortgages remain subject to lender criteria, status and an acceptable property valuation.
Learn more about independent mortgage advice or use our mortgage repayment calculator .
Life Insurance and Financial Protection
Protection planning considers how a household would manage its mortgage, bills and other commitments following death, serious illness or an extended period away from work.
We advise on life insurance, critical illness cover and income protection. These policies address different risks and must be assessed according to your income, family responsibilities, existing workplace benefits and affordable budget.
We explain policy definitions, deferred periods, exclusions, premium terms and the circumstances in which a claim may be paid.
Learn more about life insurance and family protection or critical illness and income protection .
Important Information
The value of investments and pension investments and the income from them can fall as well as rise. You may receive back less than the amount invested.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Financial protection policies have terms, conditions and exclusions. Pension and tax rules depend on individual circumstances and may change.
Our Approach to Financial Advice
Our recommendations begin with a detailed understanding of your circumstances. We do not recommend a product simply because it is new, has recently performed well or appears to offer the lowest initial cost.
The advice process will normally involve:
- Discussing your requirements and priorities
- Gathering information about your financial position
- Reviewing relevant existing arrangements
- Assessing risk, affordability or protection needs
- Researching appropriate options
- Explaining our recommendation, its costs and its risks
- Implementing the agreed arrangements
- Providing ongoing reviews where appropriate
Some clients require advice on one particular decision. Others benefit from ongoing support because their investments, retirement plans or wider circumstances require regular review. The proposed service and its cost will be explained before it begins.
Visit Our East Grinstead Office
Sturdy Edwards Financial Services Limited191-193a London Road
East Grinstead
West Sussex
RH19 1HA
Telephone: 01342 313733
Meetings can be arranged by contacting our team in advance. If you are based outside East Grinstead, please speak to us about the available meeting arrangements.
Independent and FCA-Regulated Financial Advisers
As independent financial advisers, we can consider suitable options from across the relevant market when making a personal recommendation. Independence does not mean that every product will be suitable. Our recommendations are based on your circumstances, needs and objectives.
Sturdy Edwards (Financial Services) Limited is authorised and regulated by the Financial Conduct Authority Financial Conduct Authority. Our FCA reference number is 190659.
Meet our financial adviser team or view Sturdy Edwards on the Financial Services Register .
Financial Advice in East Grinstead: Frequently Asked Questions
Where Is Your East Grinstead Office?
Our office is at 191-193a London Road, East Grinstead, West Sussex, RH19 1HA.
Which Nearby Areas Do You Serve?
We advise clients in East Grinstead and nearby communities including Forest Row, Lingfield, Dormansland, Crawley Down and Ashurst Wood. Please contact us if your location is not listed.
Can You Review Existing Pensions and Investments?
Yes. Existing pensions and investments can be reviewed to assess their benefits, risks, charges and suitability. A review does not automatically mean that an arrangement should be transferred or replaced.
Can I Receive Advice on One Financial Matter?
Yes. Advice can focus on a particular requirement where appropriate. If the decision affects another important area of your finances, we will explain the connection.
Are You Regulated by the Financial Conduct Authority?
Yes. Sturdy Edwards (Financial Services) Limited is authorised and regulated by the Financial Conduct Authority under reference number 190659.
Contact Our Financial Advisers in East Grinstead
If you would like advice on investments, pensions, retirement planning, mortgages or financial protection, our East Grinstead team is available to discuss your requirements.
Please contact us to arrange an initial financial discussion and find out how we may be able to assist.
Contact Sturdy EdwardsWe help clients to arrange mortgages, give independent investment guidance on ISAs
Please contact us to find out how we can help.