Independent Financial Advisers Serving Crowborough
Sturdy Edwards Financial Services provides independent financial advice to individuals, families and businesses in Crowborough and surrounding High Weald communities.
Our qualified advisers can help with investments, pensions, retirement planning, mortgages and financial protection. Advice is based on your circumstances and objectives rather than a standard product or provider.
We also serve clients in Jarvis Brook, Rotherfield, Mayfield, Hartfield and nearby areas of East Sussex. Our office is based in East Grinstead, and clients can contact us to discuss the meeting arrangements available.
Financial Reviews for Crowborough Clients
A financial review provides a structured assessment of your current position before any recommendation is made. We discuss your income, expenditure, assets, liabilities, existing financial products and future priorities.
You may require advice about one immediate matter, such as investing an inheritance, reviewing pensions from previous employers or arranging a mortgage. Alternatively, several connected objectives may need to be considered together.
We explain the proposed service, the information required and any relevant charges before you decide whether to proceed.
Investment and Wealth Management Advice
We provide independent investment advice for clients investing a lump sum, building longer-term savings or reviewing an existing portfolio.
Before making a recommendation, we consider your objectives, intended investment period, attitude to risk, capacity for loss and need for access to the money.
Appropriate options may include ISAs, collective investments, investment bonds and managed portfolios. Diversification can help manage concentration risk, but it cannot guarantee a return or prevent losses.
We explain the proposed investments, their charges, tax considerations and how they fit with your wider financial position. Where an ongoing service is appropriate, its scope and cost will be confirmed before it begins.
Pension and Retirement Planning
Retirement planning involves understanding what pensions and other assets you hold, what income they may provide and whether this is likely to support your expected expenditure.
We advise on personal pensions, workplace pensions, SIPPs and company contributions. Existing arrangements can be reviewed to assess their benefits, investments, charges and any guarantees that could be affected by a transfer.
For clients preparing to access pension benefits, we explain options such as drawdown, annuities and lump sums. These choices involve different levels of flexibility, certainty, taxation and investment risk.
Pension consolidation is not recommended automatically. Retaining an existing pension may be appropriate where it contains valuable benefits or favourable terms.
Learn more about company and private pension advice or explore retirement planning .
Mortgage Advice in Crowborough
We provide mortgage advice for first-time buyers, home movers and existing homeowners considering a remortgage.
Our advisers assess your income, regular expenditure, deposit, existing borrowing and future plans before researching suitable options from the lenders and mortgage products available to us.
We explain fixed, variable and tracker rates, repayment structures, product fees, early repayment charges and other relevant conditions. Comparing mortgages requires consideration of the overall cost rather than the initial rate alone.
All mortgages remain subject to status, lender criteria and an acceptable property valuation.
Learn more about independent mortgage advice or use our mortgage repayment calculator .
Life Insurance and Financial Protection
Protection planning considers how a household would manage its mortgage, bills and other financial responsibilities following death, serious illness or an extended period away from work.
We advise on life insurance, critical illness cover and income protection. These products address different risks and should be assessed according to your income, family responsibilities, savings, workplace benefits and affordable budget.
We explain policy definitions, deferred periods, benefit terms, exclusions and the circumstances in which a claim may be paid. The least expensive policy will not necessarily provide the most appropriate protection.
Learn more about life insurance and family protection or critical illness and income protection .
Important Information
The value of investments and pension investments and the income from them can fall as well as rise. You may receive back less than the amount invested.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Financial protection policies have terms, conditions and exclusions. Pension and tax rules depend on individual circumstances and may change.
How We Work with Crowborough Clients
Our advice begins with an understanding of your circumstances, objectives and immediate concerns. We then gather the information required to assess existing arrangements and research appropriate options.
The process will normally include:
- Discussing your requirements and priorities
- Gathering information about your financial position
- Reviewing relevant existing arrangements
- Assessing risk, affordability or protection needs
- Researching appropriate options
- Explaining our recommendation, including risks and costs
- Implementing the agreed arrangements
- Providing ongoing reviews where appropriate
Some clients need advice on one particular matter. Others require continuing support to monitor investments, prepare for retirement or adapt their financial arrangements as circumstances change.
The proposed service, any ongoing review arrangement and relevant charges will be explained before you decide whether to proceed.
Serving Crowborough and the High Weald
We advise clients in Crowborough, Jarvis Brook, Rotherfield, Mayfield, Hartfield and surrounding High Weald communities.
Our office is located at:
Sturdy Edwards Financial Services Limited191-193a London Road
East Grinstead
West Sussex
RH19 1HA
Telephone: 01342 313733
Please contact our team in advance to discuss your requirements and the meeting arrangements available.
Independent and FCA-Regulated Financial Advisers
As independent financial advisers, we can consider suitable options from across the relevant market when making a personal recommendation. Independence does not mean that every available product will be suitable.
Our recommendations are based on your circumstances, needs and objectives. We explain why an option has been recommended and what risks, costs and limitations need to be considered.
Sturdy Edwards (Financial Services) Limited is authorised and regulated by the Financial Conduct Authority. Our FCA reference number is 190659.
Meet our financial adviser team or view Sturdy Edwards on the Financial Services Register .
Financial Advice in Crowborough: Frequently Asked Questions
Do You Provide Financial Advice in Crowborough?
Yes. We serve individuals, families and businesses in Crowborough and surrounding High Weald communities.
Can You Help Me Plan for Retirement?
Yes. We can review pensions and other assets, assess expected retirement expenditure and explain the available retirement-income options.
Should I Consolidate My Existing Pensions?
Not automatically. Combining pensions may simplify administration, but it can involve charges or the loss of guarantees and other valuable benefits. Each pension should be assessed before a transfer is considered.
Can You Review an Existing Investment Portfolio?
Yes. Existing investments can be reviewed to assess their risks, charges, diversification and suitability. A review does not automatically mean that the investments should be replaced.
Where Is the Nearest Sturdy Edwards Office?
Our office is at 191-193a London Road, East Grinstead, West Sussex, RH19 1HA. Please contact us in advance to discuss meeting arrangements.
Contact Our Financial Advisers Serving Crowborough
If you are based in Crowborough or a surrounding High Weald community and would like advice on investments, pensions, retirement planning, mortgages or financial protection, our advisers are available to discuss your requirements.
Please contact Sturdy Edwards Financial Services to arrange an initial financial discussion.
Contact Sturdy EdwardsWe help clients to arrange mortgages, give independent investment guidance on ISAs
Please contact us to find out how we can help.